The Guyana Bank for Trade and Industry Limited (GBTI) convened its 39th Annual General Meeting (AGM), where shareholders reviewed a year of solid financial performance, recognised key strategic advancements, and marked a significant leadership transition with the appointment of a new Chairman.
In delivering his first Chairman’s Address, Mr. Suresh Beharry reported that GBTI recorded a Profit After Tax of G$4.5 billion, representing an 8.2% increase over 2024, driven by disciplined expansion of the loan portfolio, strong deposit growth, and continued operational efficiency.
The Bank’s total assets grew to G$313 billion, while customer deposits increased to G$268.6 billion, representing a 28.5% increase. The loan portfolio expanded by 17.9%, and asset quality remained stable with a non-performing loan ratio of 4.12%.
The Bank also declared a total dividend of G$41 per share, up from G$32 per share in the previous year, reinforcing its commitment to delivering value to shareholders. GBTI maintained a strong Capital Adequacy Ratio of 16.42%, well above regulatory requirements.
A key highlight of the year was the continued impact of GBTI GROW, the Bank’s SME-focused lending platform, which disbursed G$394 million in loans to small and medium-sized enterprises, contributing to job creation and economic diversification across Guyana.
The Bank’s performance was underpinned by several strategic developments, including the expansion of GO Banking digital services and the rollout of real-time card payment capabilities; the implementation of Digital Account Opening and Retail Loan Onboarding, enabling customers to apply for accounts and loans online; the expansion of the credit card portfolio and the launch of the Mastercard Debit Card; and the expansion of the Mon Repos Branch to deliver a full suite of banking products and services.
The AGM also reflected on the leadership transition following the tenure of former Chairman Mr. Robin Stoby, S.C., who stepped down after two decades of distinguished service. His contribution to the Bank’s growth and transformation was acknowledged, and his continued presence on the Board ensures ongoing strategic guidance.
During the meeting, shareholders voted to re-elect Directors Mr. Suresh Beharry, Ms. Kathryn Eytle-McLean, and Mr. Richard Issava, demonstrating continued confidence in the Bank’s leadership and governance.
Looking ahead, GBTI will continue to deepen its focus on digital innovation, customer-centric growth, and data-driven decision-making as it supports Guyana’s rapidly expanding economy and evolving financial landscape.